Why Your Dog Needs Liability Insurance Even If He’s Well-Behaved

Being a dog owner often comes with surprises, even if you have the most well-behaved dog. Accidents can happen to even the best dogs and dog owners. While you may be able to train your dog to become a polite canine citizen, its behavior isn’t completely controllable, and you also can’t control outside forces that may cause your dog to react.

Fortunately, liability insurance is available to help you pay for any expensive bills accrued by such accidents. This type of insurance can help pay for damages and end up saving you a significant amount of money.

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What Is Pet Liability Insurance?

dog lying on grass at a festivalPet liability insurance is a type of insurance that covers damages related to incidents involving your dog. It can help pay for any fees associated with injuries your dog has caused on people or other animals and damages your dog made on someone else’s property.

Difference Between Pet Liability Insurance and Pet Insurance

There’s a clear difference between pet liability insurance and pet insurance. Pet liability insurance deals specifically with damages or injuries your dog has caused. Pet insurance helps pay for your dog’s own veterinary care bills. If you enroll your dog in a pet insurance plan, you can expect to receive coverage for items like diagnostic testing, surgeries, and in-patient stays. Pet insurance plans will only help pay for veterinary services and procedures completed on the pet under the plan.

So, if your dog has pet insurance and it accidentally injures another dog, its pet insurance won’t help pay for the other dog’s injuries. If your own dog gets injured, your pet insurance company can help pay for its veterinary care fees.

Why Is Pet Liability Insurance Important?

Just because a dog isn’t aggressive doesn’t mean it doesn’t need liability insurance. Well-meaning dogs can accidentally cause injuries or damage. For example, your dog may accidentally run into someone while chasing a ball, and the individual may trip and sprain an ankle. Larger dogs may cause damage to property while they’re playing and may unintentionally break items while running around.

Data from the Insurance Information Institute shows that about 18,000 dog bite claims were filed in 2021, and the average cost of these claims was $49,000. More complicated dog-related lawsuits can cost even more. Pet liability insurance can help pay for at least a portion of these claims. So, even if your dog is friendly and gets along well with strangers and other animals, it’s worth exploring liability insurance in case of an accident.

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How to Get Pet Liability Insurance

woman and dog sitting on sofa at home
Image Credit: Megan Betteridge, Shutterstock

Some major insurance companies may cover dog-related damages under homeowners’ or renters’ insurance plans. So, you can always check to see if pet liability coverage can be included in already existing insurance policies that you have. Sometimes, you can bundle pet liability insurance with another type of insurance plan to save on costs and reduce premium amounts.

You can also purchase pet liability insurance plans from companies that specialize in this type of plan. These types of insurance companies often have more customizable plans to ensure you get the appropriate amount of coverage for your dog.

How Does Pet Liability Insurance Work?

Insurance companies typically take your dog’s information and complete underwriting to determine your liability insurance premium amount. Factors like your dog’s age, breed, weight, and bite history will affect the price of your premium and your coverage options. For example, dogs with a bite history often have higher premium costs and lower coverage amounts.

Once you enroll your dog in a liability insurance plan, you’ll be expected to be on time with paying your premiums to keep the insurance plan in force. You’ll also have to meet your deductible before the insurance company starts to help pay for incident-related expenses. Deductibles can range between a couple of hundred dollars to a couple of thousand dollars.

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Conclusion

Dog liability insurance can help you save thousands of dollars for any unforeseen accidents caused by your dog. So, it’s best to consider your options and shop for a plan that can help pay for expenses accrued by incidents and damages. You can check to see if any insurance companies that you currently use offers coverage for pet liabilities or purchase a plan from a specialized pet liability insurance company.


Featured Image Credit: LightField Studios, Shutterstock

The post Why Your Dog Needs Liability Insurance Even If He’s Well-Behaved appeared first on Pet Keen.

Where Do Leopard Geckos Come From? When Did They Become Pets?

Have you ever been intrigued by the captivating beauty of a leopard gecko and wondered what its history is? The leopard gecko has become one of the most beloved pets in recent times, so let us explore this remarkable species to learn more about how it came to be!

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Where Do Leopard Geckos Come From?

Leopard geckos originate from several countries, including Afghanistan, Pakistan, northwest India, and Iraq. In the wild, these nocturnal reptiles usually inhabit dry deserts with a bare amount of vegetation, where they feed on crickets and mealworms.

When Did Leopard Geckos Become Pets?

Striped Leopard Gecko
Image Credit: Pepi M Firmansyah, Shutterstock

Since the mid-1960s, leopard geckos have been growing in popularity as family pets in the United States. Today, they are the third most beloved lizard species worldwide! Their eye-catching colors and patterns—as well as their low maintenance needs—make them a great pet choice for many households.

It’s clear to see why the leopard gecko is such a coveted pet today, traversing from its roots in the dry deserts of the Middle East to becoming one of the most beloved animals. What will they accomplish next?

If you’re thinking about adopting a leopard gecko, now is a great time to explore this fascinating species! You could be the proud owner of a beautiful, unique pet who has an incredible heritage.

How Do Leopard Geckos Survive in the Wild?

Leopard geckos can undoubtedly thrive in the wild, as their natural habitats consist of deserts and semi-arid landscapes. They survive by consuming crickets, mealworms, and other small invertebrates for nourishment.

Yet it is imperative to remember that domesticated leopard geckos may not be adept with the capabilities or instincts they need to endure outside since they are unaccustomed to those specific surroundings.

Freeing your pet lizard into the wild will not grant them a better life. It’s better to create an environment within their tank that is secure and safe. By researching its natural habitat, you can learn to best accommodate it in captivity, something sure to surprise you! In this way, you are giving your leopard gecko the highest chance at living a fulfilling life.

Do Leopard Geckos Grow Attached to Their Owners?

leopard gecko on person's hand
Image Credit: akorolkova, Shutterstock

How to tell if a leopard gecko loves its owner is a bit tricky; lizards don’t display emotions like people do. But according to some owners, their animals appear to identify and react when they are around. When these reptiles are handled properly over time, they can even become very comfortable with their keepers!

While leopard geckos may never be as cuddly and loyal as cats or dogs, the bond that can develop between them and their owners is truly special. It’s important to keep this in mind when deciding on a pet for your home!

divider-reptile4 Tips to Keep Your Pet Leopard Gecko Safe

Leopard geckos might be native to the deserts of Afghanistan, India, and Pakistan. But these days, it’s easy for anyone to get their hands on one and keep them as a pet! Leopard geckos make great pets due to their personality, hardiness, and ability to thrive in captivity.

If you’re a proud leopard gecko owner, you want to make sure your scaly pal is kept safe and healthy. Here are a few tips for keeping your pet leopard gecko safe:

1.   Provide a Secure Enclosure

Make sure the enclosure has secure lids or covers that will keep your leopard gecko in and other animals out. To prevent escapes and falls, the enclosure should have mesh windows or vents that keep your pet in while allowing air to circulate. Leopard geckos can also benefit from tank accessories such as branches, hides, rocks, plants, and other decorations.


2.   Keep Temperatures Stable

Leopard geckos thrive best at temperatures of around 89°F during the day and 78°F at night. To maintain these temperatures, you can use a heating pad or heat lamp that’s set to turn off at night. Make sure they are placed safely in the tank so your leopard gecko doesn’t burn itself.


3.   Provide Healthy Food

Leopard geckos enjoy a diet of live insects such as crickets, mealworms, and waxworms. You can also offer them frozen mice or other pre-killed foods from time to time. When feeding your leopard gecko, make sure the food is the appropriate size for their mouth and easy to digest.


4.   Handle With Care

Leopard geckos are gentle creatures that don’t enjoy being handled too much. If you do pick them up, make sure to use two hands and support their body underneath. You should also wash your hands before and after handling your leopard gecko as a precaution against transferring any germs or diseases between animals.

Keeping your pet leopard gecko safe is easy when you take the necessary steps. Make sure to research and understand their needs, so you can create a comfortable and secure home for your scaly friend!

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Conclusion

The leopard gecko is an incredible reptile! Its captivating colors, unique patterns, and undemanding needs have made it a popular choice among pet owners. Before you welcome one into your home, make sure to do your research so that you can provide the perfect habitat for this delightful creature.

With just the right amount of knowledge and care, you can give them the safe and secure environment they deserve.

The post Where Do Leopard Geckos Come From? When Did They Become Pets? appeared first on Pet Keen.

How Long Do Canaries Live in the Wild and as Pets?

Canaries are beautiful little birds that love to sing. As their name suggests, canaries originated from the Canary Islands. These birds are highly intelligent, which is one reason that they are so popular as pets. However, these birds are not merely domesticated pets. Thousands of canaries can be found living in the wild in places like La Gomera, Madeira, Puerto Rico, and Hawaii. The lifespan of a canary depends on whether they live freely in the wild or as a pet in captivity. Here’s what you should know!

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What’s the Average Lifespan of a Canary in the Wild and in Captivity?

A pet canary has a life expectancy of between 6 and 12 years, but some have been known to live until their 15th year. Canaries in the wild can live just as long, but several factors, such as predators and access to food, can affect their lifespan.

Why Do Some Canaries Live Longer Than Others?

1. Nutrition

atlantic canary perching
Image Credit: RHUCK, Pixabay

Canaries are considered granivores, which means seeds make up most of their overall diet. An all-seed diet does not provide all the vitamins and minerals that a canary needs for a long and healthy life, however, so they also eat fruits and veggies for nutrient supplementation and meal variety. Canaries that don’t get the nutrients that they need daily may have shorter lifespans than those that do.


2. Environment and Conditions

When properly cared for, domestic canaries live in safe habitats where they don’t have to worry about predators or fighting with other canaries. Their habitats do not expose them to the illnesses, viruses, or pests found in the wild. Therefore, they may live longer than birds in the wild that have a hard time finding proper living conditions. 


3. Enclosure Size/Living Quarters/Housing 

Canaries need sufficient space to move around and explore. Their housing also requires regular cleaning. Canaries in small or dirty cages tend to have a reduced quality of life compared to those in clean cages at least 18 x 24 x18 inches in size. Debris can contaminate the cage and expose the bird living in it to parasites and viruses that can cause illness and affect overall lifespan. 


4. Sex

red factor canary perching
Image Credit: Chris Allen, Pixabay

Males tend to live longer than females, as the latter sadly lose years of their life whenever they procreate. Therefore, females that are kept for breeding may only live 4 or 5 years in total.


5. Genes

 Genes can play a significant role in the lifespan of a canary. A bird born from parents or a lineage with a history of health problems or genetic disorders is more likely to inherit those issues themselves. A bird born with healthy genes is likely to live longer and have fewer health problems. 


6. Breeding History

Breeding can affect a canary’s lifespan. If breeding birds are kept in cramped conditions and not properly cared for, they could develop health problems that are passed on to their offspring. If those problems persist or are not caught soon enough, they could result in shortening the bird’s lifespan.


7. Healthcare

Healthcare is essential for all canaries, just like for any other domesticated pet. Without regular checkups, you won’t know if a health problem is brewing and be able to address it quickly. If veterinarian services are not sought when an illness arises, it could result in premature death.

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The 5 Life Stages of a Canary

Embryonic Stage

Baby canaries start in eggs, where they are incubated by their mother for about 14 days. During this time, their mother rarely leaves the eggs to ensure that they are kept warm and safe so they can thrive. Eggs start to hatch around the 14-day mark.

Hatchlings

Hatchlings don’t do much when they first come out of their eggs. However, after the first week, their feathers start to grow in. Their bodies are full of feathers by the time that they are about 2 weeks old. If the weather permits, baby chicks start to leave the nest by about 15 days old. They begin a life of self-reliance at about 21 days old.

Juvenile

Chicks are considered juveniles once they are self-reliant. They typically have an initial molt at about 8 weeks of age, which is referred to as the juvenile molt. This is when they lose their body feathers (albeit not on their tails and wings) so new feathers can grow in.

Adult 

Canaries usually reach maturity at about 8 months old, when they start to molt all over their bodies, including their wings and tails. At this time, they also learn how to sing and “babble” if they are males. Mature canaries wait until spring to reproduce so the lifecycle can start all over again.

Senior

It’s hard to tell when a canary is a senior unless you know their exact age. Canaries do not change much once they reach maturity. Older birds may develop illnesses or start to show signs of slowing down at the end of their life.

Yellow canary in a cage
Image Credit: rafarabassa92, Pixabay

How to Tell Your Canary’s Age

Telling the age of a canary can be virtually impossible. If the bird is a baby, age can be estimated easier than if they are a juvenile or adult. They stay young for such a short period of time, so an age estimate can’t be wrong by more than a week or two. Canaries live longer than similar-sized mammals, so they tend to act differently as they age.

Older canaries still act youthful and sprite, which can lead you to believe that they are much younger than they really are. The truth is that unless a breeder or previous owner can tell you, it may not be possible to ever know how old your canary is.

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Conclusion

Canaries are fun to have as pets, and their intelligence makes it easy to interact with them. They can live up to 15 years, so it’s important to understand the commitment that it takes to care for one of these animals before deciding to adopt one as a pet.

The post How Long Do Canaries Live in the Wild and as Pets? appeared first on Pet Keen.